On a biannual foundation, FCF publishes its FCF Financial institution-Monitor. The FCF Financial institution-Monitor is a analysis report, based mostly on publicly out there information, on probably the most lively and largest 22 banking establishments addressing the German and Austrian Mittelstand. It helps CFOs and Heads of Treasury within the collection of their long-term banking companions, following the motto “Know-Your-Financial institution”.
The FCF Financial institution Monitor consists of:
- Credit score Default Swaps: Evaluation of the 1-, 5- and 10-year Credit score Default Swap-Spreads (CDS-Spreads), which function a forward-looking danger indicator inside the banking sector.
- Ranking: Ranking info of the big-3 score businesses.
- Efficiency: Key basic efficiency indicators for monetary establishments.
- Financial institution Rating: A rating based mostly on above standards supplies perception into the well being and market perspective of the person banking establishments, along with highlighting the relative efficiency between the establishments.
- League Desk: Most lively banks in German and Austrian mid-cap segments by lending quantity.
Key findings of the Q3 2024 FCF Financial institution Monitor:
- The pattern of declining CDS spreads, which began in 2023, continued in Q3 2024 for each home and overseas banks. The pattern displays decrease inflation expectations, the market’s confidence in a “tender touchdown” for the European economic system and declining danger within the banking sector.
- The Q3 2024 league desk is headed, as soon as once more, by Bayern LB, adopted by ING Financial institution and Crédit Mutuel. The latter can also be the largest winner, shifting up eight locations in comparison with Q1 2024.
- The common CDS spreads of German banks are actually buying and selling barely under these of overseas establishments – a mirrored image of the excessive stability of German institutes.