Weekend Studying For Monetary Planners (August 17-18)


Benefit from the present installment of “Weekend Studying For Monetary Planners” – this week’s version kicks off with the information that the Securities and Trade Fee (SEC) introduced {that a} complete of 26 broker-dealers, funding advisers, and dually-registered companies agreed to pay mixed civil penalties of just about $400 million for failing to take care of and protect required data for “off-channel” communications, signaling the regulator’s curiosity in cracking down on textual content messages and different communications that aren’t correctly archived by companies. Notably, this announcement included the primary off-channel communication case introduced by the SEC because of a referral from an RIA examination, which may lead examiners to concentrate on off-channel communications throughout common RIA examinations.

Additionally in trade information this week:

  • Constancy and Advyzon are teaming as much as provide RIAs a mixed custodial platform-AdvisorTech bundle aimed toward smaller RIAs, although its unclear whether or not Constancy will tackle a few of the smallest companies
  • A report signifies that RIA M&A grew within the first half of the 12 months in comparison with the identical interval in 2023, with new companies becoming a member of the record of prime acquirers and patrons seeking to purchase bigger companies

From there, we’ve got a number of articles on retirement:

  • Why retirement is not only a one-time transition, however a collection of alternatives to regulate one’s priorities, each monetary and private, and the way advisors might help purchasers navigate them
  • How one retiree discovered a way of function (and why he offered his ego-boosting sports activities automobile) after a sudden, sudden retirement
  • How sabbaticals throughout one’s working years can function useful ‘previews’ for a way a person desires to construction their retirement

We even have various articles on advisor advertising:

  • How a “zero-click” social media technique can enhance an advisor’s visibility and credibility
  • Why some advisors are turning to in-person occasions amidst a surge of curiosity in digital advertising
  • How “advertising channel concord” might help advisors enhance the effectivity and effectiveness of their advertising messages

We wrap up with 3 remaining articles, all about fame:

  • The distinction between fame and affect, and why the latter is likely to be preferable for advisors and others
  • Why well-known people are sometimes scammed by these they belief probably the most, and the way advisors might help purchasers of every type keep away from a few of these schemes
  • An exploration of the psychology of fame-seeking, and why those that prioritize it will possibly expertise extra psychological stress than these with extra internally centered targets

Benefit from the ‘gentle’ studying!

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